The SME Finance Charter is a voluntary commitment by financial providers to small and medium-sized businesses in the UK. Overseen by the Business Finance Council, it outlines five key areas to ensure SME finance works fairly and effectively. As an approved member of the charter, here are our commitments to the five principles.
Optimum Finance is a specialist invoice finance company with a trusted track record in supporting SME’s. We provide our valued SME clients a relationship led partnership and we're technology enabled to ensure you can receive a range of flexible funding solutions which grows with your businesses.
Products include invoice discounting, factoring, wider credit management services as well as debtor protection. Our objective is to offer peace of mind as well as the comfort of cash availability to support delivery to your aspirations.
We’re committed and passionate to supporting businesses across the UK.
Our experienced and dedicated team are passionate about finding solutions to help SMEs to build back better after the pandemic. We get to know each of our clients and their businesses to fully understand their long-term business goals. Dedicated Relationship Managers and Credit Control support teams are always available via email, phone, video call or even in person with a nationwide coverage.
We pride ourselves on getting things done quickly and work to our clients desired speed ensuring that we always deliver a facility that works for them. The services we provide help hundreds of UK SMEs access the working capital they need for day to day running or growth.
Our approachable and expert team is always on hand to offer straightforward advice and support, without the jargon. We listen, work efficiently and act quickly to deliver flexible solutions that work for you.
We’re a specialist invoice finance company with a difference, providing invoice finance for all B2B SMEs with simplicity, speed and convenience at the heart of what we do. Our extensive experience in the business funding industry means we have relationship with other funders, brokers and service providers in the unlikely event we are unable to help.
Your success is our main goal. Our friendly and experienced team get to know all of our clients' businesses and only suggest funding options that are the best fit. We are passionate about delivering the best service to all of our clients.
Integrity is a key aspect of our business, and all our facilities align with UK Finance’s Invoice Finance and Asset Based Lending Code. Our approach is open-book, open-minded, open to business. As an SME ourselves, we recognise the importance of our clients’ businesses and have the passion to support them to access the liquidity they need.
We’re keen advocates for improving the finance available for UK SMEs. We have an open dialogue with the British Business Bank and have hosted public discussions to expand the knowledge of the range of products available to businesses. More information can be found on the BBB’s Finance Hub.