Website Terms and Conditions

In these terms and conditions:-

“Conditions” means these terms and conditions of use;

“Designated Users” means the individuals who have obtained from you Passwords to access the Website;

“our“, “us“, “we” means Optimum SME Finance Limited whose primary place of business is;

Unit 5-6
Vantage Court Office Park
Old Gloucester Road

BS16 1FX

“Passwords” means any licence names or licence codes given to you and / or any user names or passwords created by you;

“you” and “your” means the organisation and/or person who agrees to use this site in accordance with the Conditions including all Designated Users; “Website” means the entire contents of this website operating under the domain name


This legal notice applies to the entire contents of this Website and to any correspondence by email between us and you. Please read these terms carefully before using this Website. Using this Website indicates that you accept these terms regardless of whether or not you choose to register with us. If you do not accept these terms, do not use this Website. Introduction By accessing any part of this Website, you shall be deemed to have accepted this legal notice in full. If you do not accept this legal notice in full, you must leave this Website immediately.

We may revise this legal notice at any time by updating this posting. You should check this Website from time to time to review the then current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages at this Website.

Licence You and your Designated Users are permitted to print and download extracts from this Website for your own use on the following basis:

no documents or related graphics on this Website are modified in any way;

no graphics on this Website are used separately from their accompanying text;


our copyright and trade mark notices and this permission notice appear in all copies.

Unless otherwise stated, the copyright and other intellectual property rights in all material on this Website (including without limitation photographs and graphical images) are owned by us or our licensors. For the purposes of this legal notice, any use of extracts from this Website other than those purposes listed above are prohibited. If you or your Designated Users breach any of the terms in this legal notice, your permission to use this Website automatically terminates and you must immediately destroy any downloaded or printed extracts from this Website.

No part of this Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without our prior written permission.

Passwords are for use by you only and such use shall be pursuant to these Conditions.

It shall remain the sole responsibility of you to ensure that any Passwords may not be published on the World-Wide Web or in any other publications that can be accessed by the public at large.

Any rights not expressly granted in these terms are reserved.

Access to this Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.

Our support team are available between the hours of 09:00 a.m. and 17:30 p.m. UK local time, Monday to Friday (excluding Christmas Day, Boxing Day, and New Years’ Day and all other UK public holidays). Limited access to this Website may be available outside of the support hours and cannot be guaranteed. In any event, this Website may be unavailable for use during routine maintenance.

Visitor material and conduct Other than personally identifiable information, which is covered under the Privacy Policy, any material you transmit or post to this Website shall be considered non-confidential and non-proprietary. We shall have no obligations with respect to such material. We and our designees shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes.

You are prohibited from posting or transmitting to or from this Website any material: that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience; or

for which you have not obtained all necessary licences and/or approvals; or

which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in the UK or any other country in the world; or

which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).

You may not attempt to gain unauthorised access to any part of this Website, other accounts or Designated User accounts, or any computer systems or networks connected to the Website either through hacking, password mining or any other means. You may not collect or attempt to collect personal information relating to others through use of this Website.

You may not use this Website in a way that breaches these Conditions (or their spirit) or any applicable law or Regulations, or in a way that causes or is likely to cause any damage, interruption or impairment of this Website.

We shall fully co-operate with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of paragraph 5.2, paragraph 5.3 or paragraph 5.4.

Certain Websites may require the use of Passwords. You must keep any Passwords confidential and must not disclose it or share it with anyone unless permitted in writing by us. You will be responsible for all activities that occur under your Password. If you know or suspect that someone else knows your Password you should notify immediately.

Links to and from other websites Links to third party websites on this Website are provided solely for your convenience. If you use these links, you leave this Website. We have not reviewed all of these third party websites and we do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk.

You must seek and obtain the written consent of the Company before creating any link to this Website. All authorised links to this Website must be to the homepage of this Website and make it clear that this Website and its contents are distinct from the website containing the link.


Whilst we endeavour to ensure that the information on this Website is correct, we do not warrant the accuracy and completeness of the material on this Website. We may make changes to the material on this Website, or to the products and prices described in it, at any time without notice. The material on this Website may be out of date, and we make no commitment to update such material.

The material on this Website is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, we provide you with this Website on the basis that the we exclude all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for this legal notice might have effect in relation to this Website.


We, any other party (whether or not involved in creating, producing, maintaining or delivering this Website), and any of our officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with this Website in any way or in connection with the use, inability to use or the results of use of this Website, any websites linked to this Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Website or your downloading of any material from this Website or any websites linked to this Website.

Nothing in this legal notice shall exclude or limit our liability for: death or personal injury caused by negligence (as such term is defined by the Unfair Contract Terms Act 1977); or

fraud; or

misrepresentation as to a fundamental matter; or

any liability which cannot be excluded or limited under applicable law.

If your use of material on this Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.

General This legal notice shall be governed by and construed in accordance with English law. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the English courts.