Quick and clear decisions
that work for you and your client
Optimum has been a breath of fresh air for us. The rapport, knowledge and clarity with our clients is invaluable and we will continue working with them for the foreseeable future.”
- Jonathan Jacob, Funding Smiths
We recognise how important your clients are to you and our aim is to
support you in adding value to your already established relationships.
We pride ourselves in delivering a great service and would welcome
your introductions as a valued partner.
We believe cash flow shouldn’t limit SMEs ambitions and our expert
staff combined with our industry-leading technology provide you and
your client with a rapid lending decision.
We are there in a way that works for you. This can include technical
integrations with your own platform. However, we’re always at the end
of the phone if you want to discuss a scenario specific to your
We have already advanced over £100m to many UK SMEs and our fast,
flexible invoice finance is ready to support many more. Our funds have
been used for the benefit of the following:
MBO / MBI
Business Turnaround and much, much more
We have our favourite industries to work with, however will try to provide a solution to any business that has a clear audit trail and the goods or services have been delivered before an invoice is raised.
We want businesses to proactively look for opportunities, therefore we are fast and flexible when providing facilities.
You can earn a competitive commission on every client that you refer that uses our services. Please speak to one of our team for more information on this.
Access funds online
Our application, approval and onboarding process can all be completed online.
Within a few days, following a simple, quick and stress-free application, your clients can have the funds they need in their bank account with your commission paid to you in yours.
All ‘Know Your Customer’ (KYC) checks can be fulfilled online, reducing the need for face-to-face meetings.
We also offer bespoke debtor protection to mitigate against late or non-payment of invoices providing peace of mind to our clients.
How it works
Use our web-based application anytime, anywhere via laptop, mobile or tablet.
It requests step-by-step information, including predicted turnover, number of debtors and business sector. Once inputted, you will receive an instant funding decision.
We have the technology to enable intermediaries’ CRM and back-office systems to communicate directly with our funding platform. This means you can offer your clients swift funding solutions without the need for extensive development time.
You are kept up to date at every step of the application process for total transparency and peace of mind. A status update of a referral can be requested at any time or you can speak with your contact to be kept informed.