Freedom through
invoice finance

“Reinventing invoice finance for all SMEs, with simplicity, speed and convenience at the heart of what we do.”

We are a specialist invoice finance company with a difference. We get stuff done quickly and always deliver a solution that works for our clients.

We use market leading technology to innovate and help unlock cash tied up in unpaid invoices. But we are far more than tech. We are a team of experts that are passionate about delivering to our clients’ needs.

We believe cashflow should not limit the ambitions of SMEs. We want our clients to do the things they love, so we can do the things they don’t.

We are an approachable and expert team, always on hand to offer advice and support - without the jargon.

We Are


We recognise the importance of our clients (SMEs) and are passionate about supporting them with access to much needed liquidity.


We invest in pioneering technology for the benefit of our clients and the future of our industry


Open book, open-minded, open for business

Optimum Finance is proud to be part of the JRJ Group portfolio

JRJ Group is a leading international private equity investment firm focused on the financial services sector (both “traditional” and “FinTech”) and selective growth situations across other industries.

Deploying long term capital into attractive niches, the investment firm partners with experienced management teams and drives value through strategic, operational and financial metrics.