Invoice-based financing solutions for SMEs
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Welcome to

Optimum Finance


About Us

Find out more about Optimum Finance, our ethos, and what makes us different.



Factoring and invoice discounting for small to medium size enterprises.

Optimum Finance Team

Our Team

We understand your business. Learn more about the people behind our business.


Explainer Video

What we do, explained in a short animated video.

Case Study

Case Studies

Case studies from Optimum clients.



Interested? Please give us a call or send us an email.

Optimum Medic: Covid-19 funding package

Medical supply, healthcare, pharmaceutical businesses – click here for our range of specialist funding and financial support services

Release cash tied up
in outstanding invoices

Optimum Finance is a specialist lender focused on the receivables finance space, and the team will work with you to unlock cash in your business, enabling you to focus on business growth

A tailored invoice finance facility, which will grow as your business grows, is a flexible cash flow solution.

Funding is available immediately. Forget an overdraft, a loan or a bank. A tailored facility is the cash flow solution of choice for professional business people in today’s fast-moving world – for lots of good reasons.

Find out more

Tailored solutions,
delivered quickly

The team is experienced in developing innovative solutions for businesses, at varying stages of development and maturity.

We have no red tape or bureaucracy and we understand what it’s like to start and run a business.

Get in touch to discuss your bespoke solution and discover the benefits of invoice finance for your business.

Let’s talk


We advance a percentage of the money owed by your customers and take care of your sales ledger management.



Basically, the same as factoring but you can still talk to your debtors to chase up payments if you wish.

Invoice Discounting

Invoice Discounting

We advance a percentage of your unpaid invoices but you continue to manage your own sales ledger, credit control and collections.

Debtor Protection

Debtor Protection

Safeguard your accounts receivables in the event that a client becomes insolvent or is unable to pay for a protracted period.