Unlocking cash tied up in unpaid invoices

We take the stress out of managing cash flow so you can focus on running your business.

How invoice finance works for your business

Raise your invoices and access your cash without waiting for them to be paid.

Hassle-free funding that flexes to your business needs.

All you need to do to get started is share some details about your business through a simple application process and you could be accessing extra cash in days.

It's that simple.

Invoice Finance Process


Invoice your customers as agreed for your goods or services


Send us the invoice details


We advance up to 90% of the invoice value


We can send reminders for your customers to pay so you don’t have to


Once the invoice is paid, the remaining funds are paid back to you – less our service fee

Additional Options

We customise the service to meet your needs.

We can flex our offering and add extra features to create a bespoke facility that operates to perfectly suit your business - everything is optimised around you.

Peace of mind

Optimum underpins everything it does with traditional business sense and excellent client services.

We're an approachable and expert team, always on hand to offer advice and support.