Invoice financing and the benefit of a partnership

As a business owner, you’ll likely need financial support in one form or another to fully optimise your business. Many SMEs find their ability to scale up can be stifled when a lack of cash is holding them back. Invoice finance can be a quick solution to solving the money woes of small businesses by unlocking existing cash tied up in your unpaid invoices.

In the words of our CEO, Ant Persse, invoice financing can be a way "to provide the simplest and most convenient way for businesses to get paid sooner - unlocking the cash that’ll enable them to change the world."

Invoice finance is a sign that you’re being proactive about your cashflow and are serious about taking care of your business. But, if you’re concerned about risk or lack confidence because you’re not sure how it all works, putting your trust in a reliable partner is the key to success. Here’s a few of the ways we make invoice financing a partnership with you.

An extension of your team

At Optimum, we provide invoice finance but our service goes far beyond simply supplying capital. Customer service is at the forefront of everything we do. We view ourselves as an extension of your team - always putting the best interests of your business first.

Each business that we work with is assigned a dedicated Relationship Manager. The Relationship Manager is your main point of contact and your guide to managing your invoices. They can help you be proactive - tackling any potential issues before they arise and work to ensure you get the best out of your funding facility. Your Relationship Manager will be as much of a teammate as any of your other employees, being honest and open to any questions you may have.

They’re also highly experienced within the invoice finance industry and will be knowledgeable about your current solution. They know the ins-and-outs of financial jargon, so you don’t have to, and can help alleviate any concerns you might have. Our existing clients will tell you as much in their online Optimum Finance reviews.

Flexible solutions

An important aspect of a successful partnership is the ability to be flexible - to work to suit your business’s needs. When setting up an invoice finance facility with us, we tailor our services to fit your requirements. Providing our clients with flexible solutions, whether through invoice factoring or invoice discounting, is essential to maintaining a strong partnership. We know that your business will change as you grow and develop - with these changes, your financial needs will too.

This was the case for our client, Chef’s Patisserie, who needed extra cash flow to meet the longer payment terms of their large customers. Nigel Smith, Managing Director of Chef’s Patisserie, says that, as a business that provides bespoke made patisseries, they "look for bespoke services and that’s where Optimum fitted".

In working with Chef’s Patisserie, Optimum "listened to what we needed to make the business work, what we needed off them and from that they bespoked a personal service to us that allows us to develop and grow the patisserie."

Your business’s success is our main goal. So we’ll work with you and adjust our services as you require them. As Nigel says, "Optimum is a part of our team. They’re just an extension to it."

Making the most of technology

Technology is revolutionising most sectors, and finance is no different. At Optimum Finance, we utilise innovative technology to offer a range of flexible funding solutions, which grow alongside your business. Get an instant estimate for the amount of funding you could access with our finance calculator. Products include invoice discounting and factoring that can boost your cashflow and give you access to a dedicated credit control team.

Email or call us to speak to our experienced team of experts and find out how invoice finance could help your business. We pride ourselves on getting things done quickly and providing access to cash within 24 hours of approval. We are passionate about finding solutions and delivering to clients’ needs.