Invoice-based financing solutions for SMEs
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Hope & Ivy video case study

We visited our London based customer, designer fashion brand Hope & Ivy, to speak to company founder Beth Chilton about the business, and why they decided to leave their bank to begin working with us here at Optimum Finance.  

Christmas cash flow – is your business in danger of the January blues?

It’s all too easy to take your eye off the bauble over the festive period when running a business only to find the bank account is not looking sparkly as your Christmas jumper at the end of the month. When examining cash flow trends in SMEs – it’s clear that December and January are danger …read more

What is cash flow finance

Watch as Optimum Finance CEO, Richard Pepler explains what cash flow finance is.

So, why Optimum Finance?

Watch as Optimum Finance CEO, Richard Pepler explains why you should choose Optimum Finance.

Why SMEs are outsourcing more and more by Optimum Finance CEO Richard Pepler

Being an SME owner manager means being not just a jack, but often a master of all trades as you swap between your core business function to HR, accounting, credit control, financial planning, logistics, web design – the list could go on and on. If not managed sensibly, this can quickly lead to business burn …read more

Invoice Finance

Check out our latest mini video, where our CEO Richard Pepler explains what invoice factoring is.

Optimising the road to growth Optimum Finance supports MBO deal for landscaping and road maintenance firm ATM

Invoice finance specialist Optimum Finance has provided funding to support an MBO by leading UK vegetation management, fencing and landscaping firm ATM. Managing director Clive Freeman and his senior management team constructed the deal worth £350,000 following an 18-month transition which saw ATM split from former parent company US-based DeAngelo Bros with the support of …read more

Debtor protection

In our latest mini video, our CEO Richard Pepler talks about what our debtor protection service is and how it can protect you if any of your customers cease to trade.

The British Distillers Alliance: Prevention is better than cure when it comes to your financial pipeline

The UK drinks market has boomed in recent years. The gin category alone achieved record sales of £2.2 billion in the summer of 2018 according to the Wine and Spirit Trade Association (WSTA), while the whisky market has seen an increase in sales of premium blends of 3.1 per cent. A plethora of start-up businesses …read more

Factoring vs invoice discounting: how should you choose?