Invoice-based financing solutions for SMEs
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From Pandemic to Profit

Optimum Finance CEO Richard Pepler offers strategies to SMEs in planning for recovery I’m not pretending any of this is easy. The situation we have found ourselves in personally and professionally is like nothing else. The one vital thing to remember is that the economy will recover, the question is more ‘when’ than ‘if’. This …read more

Covid-19 package designed to reduce the number of SME firms failing

We have launched a support package for UK SMEs affected by coronavirus. The range of measures has been tailored to be easily accessible via remote, online applications through a specially designed web app. The application process takes just 90 seconds to input basic commercial information, the web app then indicates the level of immediate funding …read more

Government’s new guidance on CBILS loans will still not be enough to save UK SMEs

Our CEO, Richard Pepler, says the new rules announced by the government today (3 April) will still not help businesses access vital funds they need now: “By the end of this month thousands of businesses could go to the wall as they run out of cash. They won’t be able to pay their monthly overheads …read more

Speed is of the essence to save our SMEs

Response from Optimum Finance CEO Richard Pepler to the latest set of economic support measures announced Friday 20 March: I’ll focus here on the newly announced measures being offered to SME business owners designed to prevent business failure and mass redundancies. While the government’s sentiment of backing business is to be applauded we currently find …read more

Intermediaries explainer

See below our latest video where our CEO Richard Pepler talks through the automated digital solutions we have developed to help intermediaries who identify invoice finance, factoring or invoice discounting as a good option for their clients.

Devil in the Detail

Response from Optimum Finance CEO Richard Pepler to the latest set of economic support measures announced Tuesday 17 March:   “UK Plc is facing a challenge like never before and the issues we now face are not just about caring for our nearest and dearest and deciding when to self-isolate but about how to cover …read more

The Budget breakdown – what SMEs need to know

In addition to the emergency interest rate cut announced by The Bank of England today (11 March) from 0.75% to 0.25% which will make borrowing cheaper for businesses, here’s a rundown of key Budget measures which will affect small and medium businesses: As announced last week Statutory Sick Pay (SSP) is now payable by employers …read more

Companies and coronavirus – what to do if you run a UK SME

The Budget scheduled for tomorrow (Wednesday 11 March) looks set to be a defining moment in the Government’s handling of the Covid-19 global outbreak. While many business and public health ‘experts’ have to date been advising a common-sense, ‘carry on’ approach, the threat to the economy is real. SMEs will be on the frontline in …read more

Myth busting – Open Banking explained

Open Banking is a financial technology (fintech) term. It refers to the process where open APIs (application programme interface) can be used by third parties to build digital applications which can perform a range of tasks and functions to facilitate the sharing of financial data. This sharing of data can be used to speed up …read more

Optimum Finance invests in market leading Open Banking and Open Accounting technology to improve financial processes for UK SMEs

Fast growth firm Optimum Finance is leading the UK invoice finance market by incorporating cutting edge technological solutions into its client approvals, onboarding process and financial reporting systems. Optimum Finance, which was established in 2017, has reviewed the market to identify suppliers which can provide the latest data-driven technological solutions to improve client experience. Following …read more