Invoice-based financing solutions for SMEs
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Why drinks brands should use invoice finance as a business pick-me-up

The UK drinks market has been experiencing a boom in recent years, the gin category alone reached record highs in the summer of 2019 with sales, both home and abroad, peaking at £2.2 billion, according to the Wine and Spirit Trade Association (WSTA). Even the previously static Whisky market has seen an increase in sales …read more

What does a healthy business look like? Top assessment criteria

by Richard Pepler, CEO of Optimum Finance It’s a common story. A new business is launched, proves a big hit, grows quickly and appears to be a huge success. It takes on more staff, moves into a bigger premises, attracts bigger contracts, then suddenly, out of the blue, it collapses. More than half of new …read more

Brexit bull

By Richard Pepler, CEO Optimum Finance If there’s a horse at Cheltenham this week called ‘Brexit Bull’ I strongly urge you to put a hefty bet on it. It’s sure to be a good runner. No matter whether you voted in or out way back in 2016 – I don’t think any member of the …read more

Calling all recruitment agencies: why you should be using invoice finance

The recruitment sector has seen record growth in recent years and has continued to boom with an 11 per cent rise in total industry turnover recorded in 2017/2018, reaching a record £35.7 billion according to the Recruitment & Employment Confederation (REC). Of that, REC reports that £30.85 billion was generated through temp and contract recruitment …read more

With uncertainty ahead, what can you do to future proof your business?

By Richard Pepler, CEO of Optimum Finance The economy is growing at its slowest rate for six years while business investment actually dropped throughout 2018, according to government figures – the first time it has fallen for four consecutive quarters since the economic downturn in 2009. There are no prizes for guessing why. Brexit uncertainty …read more

Optimum Finance and 3Ks Engineering Company Ltd

We have been working with 3Ks Engineering Company Ltd for six months now and in this short time we have helped to improve their cash flow so they can focus on continuing to provide a fantastic quality service to their customers. We hope it is the start of a long lasting and mutually beneficial relationship.3Ks …read more

Optimum Finance CEO Richard Pepler’s top five New Year’s Resolutions for your business

With 2019 just around the corner, it’s that time when we start to consider those New Year’s Resolutions to better ourselves in the year to come.   At Optimum Finance, we think it’s important to make resolutions for your business too with the new year presenting fresh opportunities for growth and success.   Optimum Finance …read more

How to prepare after winning a new contract

It’s that dream contract that could transform your business. A major new deal that is going to ignite growth and propel your company to the next level. This is amazing news, time for toasts and celebrations. You’ve hit the big time. But be careful. Don’t let your over excitement and eagerness at winning this new …read more

Building strong partnerships with accountants

Accountants are key influencers when it comes to the management of their clients’ finances. They have a huge impact on SME clients and how funding solutions can contribute to commercial business success. We work with fantastic accountants throughout the South West and across the UK, providing their SME clients with our invoice finance services to …read more

Trials of Being a CEO – How NOT to do it

Day in the lift of Richard Pepler

With great power, comes great stress. We’ve all had bad days at work but, when the problems escalate, the buck stops with the lucky old CEO. So, I wondered how many business leaders would relate to the description below in one way or another and thought I would offer some sage advice on how to …read more