Invoice-based financing solutions for SMEs
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Optimum Finance and 3Ks Engineering Company Ltd

We have been working with 3Ks Engineering Company Ltd for six months now and in this short time we have helped to improve their cash flow so they can focus on continuing to provide a fantastic quality service to their customers. We hope it is the start of a long lasting and mutually beneficial relationship.3Ks …read more

Optimum Finance CEO Richard Pepler’s top five New Year’s Resolutions for your business

With 2019 just around the corner, it’s that time when we start to consider those New Year’s Resolutions to better ourselves in the year to come.   At Optimum Finance, we think it’s important to make resolutions for your business too with the new year presenting fresh opportunities for growth and success.   Optimum Finance …read more

How to prepare after winning a new contract

It’s that dream contract that could transform your business. A major new deal that is going to ignite growth and propel your company to the next level. This is amazing news, time for toasts and celebrations. You’ve hit the big time. But be careful. Don’t let your over excitement and eagerness at winning this new …read more

Building strong partnerships with accountants

Accountants are key influencers when it comes to the management of their clients’ finances. They have a huge impact on SME clients and how funding solutions can contribute to commercial business success. We work with fantastic accountants throughout the South West and across the UK, providing their SME clients with our invoice finance services to …read more

Trials of Being a CEO – How NOT to do it

Day in the lift of Richard Pepler

With great power, comes great stress. We’ve all had bad days at work but, when the problems escalate, the buck stops with the lucky old CEO. So, I wondered how many business leaders would relate to the description below in one way or another and thought I would offer some sage advice on how to …read more

The 40 Golden Rules of Optimum Finance’s CEO

Golden Rules from Richard Pepler

Richard Pepler, our CEO, is first and foremost a business man, having spent 24 years running successful invoice finance firms. His extensive experience and commercial drive always resonate well with the business owners we work with. Standard strategies for running a successful business can be applied to all companies without exception, but here are Richard’s …read more

Summer Boom

Summer Boom

Optimum Finance SME trend analysis:  SMEs post strong summer performance bucking the seasonal downturn Invoice finance firm Optimum Finance has reported a summer boom for SMEs in the South West compared to growth in previous years and since the Brexit decision two years ago. In July and August 2018, revenues generated by small businesses increased …read more

Optimum Finance set to become UK’s fastest growing invoice finance firm as SMEs seek finance options to ease cash flow

Fastest Growing

Invoice finance firm Optimum Finance is reporting exceptional growth with reported turnover performance eight times greater at the end of June compared to 2017. Founded in 2017, Optimum Finance provides tailored funding solutions for SMEs to enable them to release cash tied up in client and customer invoices. With staff numbers doubling over the past …read more

SME Survey

SME Survery

Mind the Gap: Optimum Finance warns SMEs to uphold their payment terms  Inconsistent payment terms resulting in cash flow pressure and an opaque financial outlook are the key findings of a survey of SME businesses in the South West. Invoice finance firm Optimum Finance surveyed owners and senior managers in thirty-three companies across the region …read more

SME owners should pass a business ‘driving’ test before they can set up a new company

Business Test

More than half of new UK businesses don’t survive beyond their first five years and while SME owners will readily blame the tax system, lack of bank lending or late payments, often the failure is down to something much more basic – bad financial management. The harsh truth is that many SMEs in Britain are …read more