Invoice-based financing solutions for SMEs
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Be honest. Are you a distracted director?

If you’re reading this you’ll no doubt fall into one of two camps: You know you should be doing something else but this caught your eye and now you’re intrigued to know more You’re totally in control of your own time and ensure you schedule in time each week to read articles which will inspire …read more

Meet the team: COO Claire Lewis

Claire Lewis

Claire Lewis Chief Operating Officer   The team at Optimum Finance is comprised of knowledgeable and professional invoice finance experts with a wealth of experience between them and the entrepreneurial skillsets to support our customers in securing the right cash flow and working capital solutions to drive growth. In this blog series, we will be …read more

Invoice finance for the modern business – SMEs are embracing a new way of working: it’s called a relationship

The expectation of invoice finance as a business function is evolving into something much deeper, it’s no longer just about the money. SME owners need a relationship based service not a funding arrangement so typically offered by banks and other providers.  Invoice finance should be viewed as a consultancy based service which enables expansion and …read more

The British Distillers Alliance: Prevention is better than cure when it comes to your financial pipeline

The UK drinks market has boomed in recent years. The gin category alone achieved record sales of £2.2 billion in the summer of 2018 according to the Wine and Spirit Trade Association (WSTA), while the whisky market has seen an increase in sales of premium blends of 3.1 per cent. A plethora of start-up businesses …read more

Factoring vs invoice discounting: how should you choose?

Why drinks brands should use invoice finance as a business pick-me-up

The UK drinks market has been experiencing a boom in recent years, the gin category alone reached record highs in the summer of 2019 with sales, both home and abroad, peaking at £2.2 billion, according to the Wine and Spirit Trade Association (WSTA). Even the previously static Whisky market has seen an increase in sales …read more

What does a healthy business look like? Top assessment criteria

by Richard Pepler, CEO of Optimum Finance It’s a common story. A new business is launched, proves a big hit, grows quickly and appears to be a huge success. It takes on more staff, moves into a bigger premises, attracts bigger contracts, then suddenly, out of the blue, it collapses. More than half of new …read more

Brexit bull

By Richard Pepler, CEO Optimum Finance If there’s a horse at Cheltenham this week called ‘Brexit Bull’ I strongly urge you to put a hefty bet on it. It’s sure to be a good runner. No matter whether you voted in or out way back in 2016 – I don’t think any member of the …read more

Calling all recruitment agencies: why you should be using invoice finance

The recruitment sector has seen record growth in recent years and has continued to boom with an 11 per cent rise in total industry turnover recorded in 2017/2018, reaching a record £35.7 billion according to the Recruitment & Employment Confederation (REC). Of that, REC reports that £30.85 billion was generated through temp and contract recruitment …read more

With uncertainty ahead, what can you do to future proof your business?

By Richard Pepler, CEO of Optimum Finance The economy is growing at its slowest rate for six years while business investment actually dropped throughout 2018, according to government figures – the first time it has fallen for four consecutive quarters since the economic downturn in 2009. There are no prizes for guessing why. Brexit uncertainty …read more