Invoice-based financing solutions for SMEs
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Invoice finance for the modern business – SMEs are embracing a new way of working: it’s called a relationship

The expectation of invoice finance as a business function is evolving into something much deeper, it’s no longer just about the money. SME owners need a relationship based service not a funding arrangement so typically offered by banks and other providers.  Invoice finance should be viewed as a consultancy based service which enables expansion and …read more

The British Distillers Alliance: Prevention is better than cure when it comes to your financial pipeline

The UK drinks market has boomed in recent years. The gin category alone achieved record sales of £2.2 billion in the summer of 2018 according to the Wine and Spirit Trade Association (WSTA), while the whisky market has seen an increase in sales of premium blends of 3.1 per cent. A plethora of start-up businesses …read more

Factoring vs invoice discounting: how should you choose?

Why drinks brands should use invoice finance as a business pick-me-up

The UK drinks market has been experiencing a boom in recent years, the gin category alone reached record highs in the summer of 2019 with sales, both home and abroad, peaking at £2.2 billion, according to the Wine and Spirit Trade Association (WSTA). Even the previously static Whisky market has seen an increase in sales …read more

What does a healthy business look like? Top assessment criteria

by Richard Pepler, CEO of Optimum Finance It’s a common story. A new business is launched, proves a big hit, grows quickly and appears to be a huge success. It takes on more staff, moves into a bigger premises, attracts bigger contracts, then suddenly, out of the blue, it collapses. More than half of new …read more

Brexit bull

By Richard Pepler, CEO Optimum Finance If there’s a horse at Cheltenham this week called ‘Brexit Bull’ I strongly urge you to put a hefty bet on it. It’s sure to be a good runner. No matter whether you voted in or out way back in 2016 – I don’t think any member of the …read more

Calling all recruitment agencies: why you should be using invoice finance

The recruitment sector has seen record growth in recent years and has continued to boom with an 11 per cent rise in total industry turnover recorded in 2017/2018, reaching a record £35.7 billion according to the Recruitment & Employment Confederation (REC). Of that, REC reports that £30.85 billion was generated through temp and contract recruitment …read more

With uncertainty ahead, what can you do to future proof your business?

By Richard Pepler, CEO of Optimum Finance The economy is growing at its slowest rate for six years while business investment actually dropped throughout 2018, according to government figures – the first time it has fallen for four consecutive quarters since the economic downturn in 2009. There are no prizes for guessing why. Brexit uncertainty …read more

Optimum Finance and 3Ks Engineering Company Ltd

We have been working with 3Ks Engineering Company Ltd for six months now and in this short time we have helped to improve their cash flow so they can focus on continuing to provide a fantastic quality service to their customers. We hope it is the start of a long lasting and mutually beneficial relationship.3Ks …read more

Optimum Finance CEO Richard Pepler’s top five New Year’s Resolutions for your business

With 2019 just around the corner, it’s that time when we start to consider those New Year’s Resolutions to better ourselves in the year to come.   At Optimum Finance, we think it’s important to make resolutions for your business too with the new year presenting fresh opportunities for growth and success.   Optimum Finance …read more